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Finance
Technology

MAS Finalizes Stablecoin Regulatory Framework Legislation

Monetary Authority of Singapore
Singapore
Published Nov 13, 2025

Summary

The Monetary Authority of Singapore announced it will prepare draft legislation to give full effect to its stablecoin regulatory framework, requiring MAS-regulated stablecoins to maintain reserve assets valued at no less than 100% of stablecoins in circulation, with strict requirements on reserve composition, custody, and audit.

Key Changes

  • 100% reserve backing requirement for stablecoins
  • Mandatory whitepaper with stabilization mechanism details
  • Minimum capital of S$1 million or 50% of annual operating costs
  • Business restrictions limiting issuers to stablecoin activities only

Affected Industries

Cryptocurrency
Stablecoin Issuers
Digital Payments

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