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major impact
Finance
Technology

UK HM Treasury Publishes Draft Cryptoassets Regulations Under FSMA

Financial Conduct Authority
United Kingdom
Published Dec 15, 2025

Summary

On December 15, 2025, HM Treasury published the final draft of the Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2025, establishing a comprehensive UK regulatory framework for cryptoassets under existing FSMA legislation. The regulations designate a range of cryptoasset-related activities as regulated activities, requiring authorization by the FCA. An application gateway opens September 2026, with full compliance required by October 2027.

Key Changes

  • Cryptoasset activities designated as regulated activities under FSMA
  • FCA authorization required for all crypto service providers
  • Application gateway opens September 2026
  • Full compliance deadline October 2027

Affected Industries

Cryptocurrency Exchanges
Crypto Custody
DeFi
Fintech

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